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Got Questions? We’ve Got You.

Finance can feel like a maze - we’re here to make it make sense. Whether you’re buying your first home or scaling your business, these answers will help clear the fog. Still unsure? Let’s chat it through.
Do I need to have a 20% deposit to get a home loan?
Not necessarily. While a 20% deposit avoids Lender’s Mortgage Insurance (LMI), there are options with as little as 5% down. We’ll help you navigate what’s best based on your situation.
LMI is a fee charged when your deposit is under 20%. It protects the lender, not you, but we can often help you avoid it or reduce the impact through specific loan structures or profession-based waivers.
It depends on your income, expenses, credit history, and current financial commitments. We use detailed tools and lender calculators to give you a realistic, tailored figure.
If your documentation is ready, pre-approval can happen within 1–3 business days. Full approval after a purchase usually takes 5–7 business days, depending on the lender.