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Smart Lending for Growing Businesses

Whether you’re purchasing a commercial property, managing a development or growing your business – we’ll match you with the funding that gets it done.

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Business finance isn’t one-size-fits-all. We take time to understand your strategy, industry, and risk profile – then source the smartest lending solutions across banks, non-banks and private lenders.

Pick your journey

Commercial Purchase or Refinance

Buying a commercial property for your business or investment?

Refinancing to unlock equity or secure a sharper rate? We’ll handle the complexity and make sure the structure suits your long-term goals – whether it’s an office, retail, industrial or mixed-use space.

What’s the deposit requirement for commercial property?
Typically 20–30%, but we work with lenders offering tailored solutions depending on the asset and your financials.
It can be, especially for complex deals – but we manage every step to keep things moving quickly.
Yes – refinancing can improve cash flow, reduce repayments or fund expansion. We’ll assess the right time and lender.
If you’re purchasing as an investor, yes. If you’re the owner-occupier, we’ll present your business financials instead.

Pick yours

Commercial Purchase or Refinance

Buying a commercial property for your business or investment?

Refinancing to unlock equity or secure a sharper rate? We’ll handle the complexity and make sure the structure suits your long-term goals – whether it’s an office, retail, industrial or mixed-use space.

What’s the deposit requirement for commercial property?
Typically 20–30%, but we work with lenders offering tailored solutions depending on the asset and your financials.
It can be, especially for complex deals – but we manage every step to keep things moving quickly.
Yes – refinancing can improve cash flow, reduce repayments or fund expansion. We’ll assess the right time and lender.
If you’re purchasing as an investor, yes. If you’re the owner-occupier, we’ll present your business financials instead.
Finance Lane

Discovery
Call

Tell us what you need, and when you need it.
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Strategy Session

We review your goals, deal structure and timelines.
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Lender

Match

We present options tailored to your industry and objectives.
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Application & Negotiation

We manage paperwork, negotiate terms, and push for fast approvals.

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Settlement & Support

We don’t just help you settle – we help you grow.
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Why Choose Finance Lane for Commercial Lending?

We speak commercial fluently.

From retail shops to industrial warehouses, we know what lenders are looking for and how to structure deals that get approved.

Real-world experience.
With over 21 years navigating complex lending environments, we don’t just know the system – we know how to work it.
Options beyond the banks.
We give you access to bank, non-bank and private lenders so you can choose the right fit – not just the available one.
Fast, flexible funding.
We work with lenders that move at your speed – approvals can happen in days, not weeks.
Support that goes the distance.
We don’t disappear after settlement. We’re here for your next move, your next deal, and your long-term growth.
Not just paperwork.

You’re more than just a number to us. We take the time to understand your goals and guide you with clear, honest advice.

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Why Choose Finance Lane for Residential Lending?

We speak commercial fluently.
From retail shops to industrial warehouses, we know what lenders are looking for and how to structure deals that get approved.
Real-world experience.
With over 21 years navigating complex lending environments, we don’t just know the system – we know how to work it.
Options beyond the banks.
We give you access to bank, non-bank and private lenders so you can choose the right fit – not just the available one.

Fast, flexible funding.

We work with lenders that move at your speed – approvals can happen in days, not weeks.
Support that goes the distance.
We don’t disappear after settlement. We’re here for your next move, your next deal, and your long-term growth.
Not just paperwork.
ou’re more than numbers to us. We take the time to understand your goals and guide you with clear, honest advice.
Get started
Compare Rates

Loan Calculator

Crunch the numbers
like a pro

Buying, refinancing or just curious? Our easy-to-use calculators help you plan smarter, faster. Know your borrowing power, repayments and more – no guesswork needed.

Try Our Loan Calculators
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Let’s Build Your Business Finance Strategy

Need funding for your next move? We’ll design a custom solution that delivers clarity, speed and long-term value. Book your free commercial finance consult now.
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Got Questions? We’ve Got You.

Finance can feel like a maze - we’re here to make it make sense. Whether you’re buying your first home or scaling your business, these answers will help clear the fog. Still unsure? Let’s chat it through.
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What’s the difference between a commercial and residential loan?
Commercial loans typically fund business-related property or activity. They often have different eligibility criteria, loan terms, interest rates, and deposit requirements compared to residential loans.
Not always. You can apply as an individual for investment purposes, but business use may unlock more lending options. We’ll guide you based on your structure and purpose.
This depends on the loan type, but generally includes tax returns, financial statements, BAS, identification, and lease agreements (if applicable). We’ll provide a tailored checklist for you.
Yes – and it’s highly recommended. Pre-approval gives you negotiating power and helps you act quickly when opportunities arise.
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