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What people are saying...

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Ann O'Connor profile picture
Ann O'Connor
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Our refinance wasn’t straightforward and Christian with his team were considerate and professional in their approach. They kept us informed throughout the process and found solutions to the hiccups. We are grateful for their service and happy with the outcome. I do recommend them to you.
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Brian Duckworth profile picture
Brian Duckworth
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I can’t thank Cristian and the team at Finance Lane enough for securing the mortgage on my new apartment at Village Mews. My financial situation was far from straightforward, but Cristian took the time to explore every avenue and identified a lending solution that genuinely fitted my needs. He stayed proactive through every twist and turn of the approval process, taking the stress out of a complex loan setup. Getting the keys was an immense relief, and it is all down to his persistence and expert advice. Highly recommend if you need a mortgage broker who won't give up when things get challenging!
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Tim Beanland profile picture
Tim Beanland
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What separates Cristian apart from other brokers is his education background. He genuinely loves showing buyers and mortgage holders all the things they need and has the time and space to hold your hand and get you the right product for you If this space is a jumble for you Pick up the phone and call Finance Lane
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Angela Merchant profile picture
Angela Merchant
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Cristian was nothing short of amazing right from the beginning! He truly made buying a house (which is a daunting process) such a breeze. Highly recommend!
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Anthony Aliotta profile picture
Anthony Aliotta
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Cristian provided informed guidance from the very beginning. Cristian provided clarity throughout every step of the process and made what can be a stressful process very calm and easy-going. I would recommend Cristian to anyone looking for any broker advice no matter what stage you’re at!
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Jiva Cory profile picture
Jiva Cory
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Cristian at Finance Lane was absolutely amazing throughout my entire home buying journey. As a first home buyer, I had so many moments of uncertainty (and quite a few moments of panic!), but Cristian was always calm, patient, and reassuring. He took the time to explain everything clearly, answered every question I had, and made what could have been an overwhelming process feel completely manageable. His knowledge, professionalism, and genuine care are outstanding. I always felt like he had my best interests at heart and never once felt rushed or like I was asking too many questions. I honestly can’t recommend Cristian highly enough. If you’re looking for a mortgage broker who is knowledgeable, supportive, and will guide you every step of the way, he’s the one to go to. Thank you so much for helping make my first home a reality!
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Elena Szytow profile picture
Elena Szytow
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I cannot recommend Cristian highly enough! As a first home buyer, I was nervous about the entire home loan process, especially having only been in business for just over a year. From day one, Cristian treated me like family, taking the time to explain every step, answer all my questions, and provide expert guidance tailored to my situation. His knowledge, professionalism, and dedication made what seemed impossible become a reality. Thanks to Cristian's hard work and commitment, I have now been approved for my first home loan and am about to purchase my first house. If you're looking for a mortgage broker who genuinely cares about his clients, goes above and beyond, and delivers outstanding results, I highly recommend Cristian. Whether you're a first home buyer, self-employed, or looking for the best home loan options, you're in the best hands. Thank you, Cristian, for helping me achieve such a huge milestone - I couldn't have done it without you!
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Tracy profile picture
Tracy
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Cristian was awesome to deal with. He was really accessible and provided us with a product to suit our needs. Would happily recommend him to anyone!!
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Kirsty Cheung profile picture
Kirsty Cheung
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My second time refinancing with Cristian, always the best service.
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jan maroti profile picture
jan maroti
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Just had a home loan aproved👌👍thanks to Cris Who did everything possible to make it happened❤️🥇🏅🥇Very profesional,nice,polite,ready to help and always find the way to our wanted results.We can't recomand him enough,but if you use his service you will thank me!👌👏🤝

Client reviews on Google

Got Questions? We’ve Got You.

Finance can feel like a maze - we’re here to make it make sense. Whether you’re buying your first home or scaling your business, these answers will help clear the fog. Still unsure? Let’s chat it through.
Do I need to have a 20% deposit to get a home loan?
Not necessarily. While a 20% deposit avoids Lender’s Mortgage Insurance (LMI), there are options with as little as 5% down. We’ll help you navigate what’s best based on your situation.
LMI is a fee charged when your deposit is under 20%. It protects the lender, not you, but we can often help you avoid it or reduce the impact through specific loan structures or profession-based waivers.
It depends on your income, expenses, credit history, and current financial commitments. We use detailed tools and lender calculators to give you a realistic, tailored figure.
If your documentation is ready, pre-approval can happen within 1–3 business days. Full approval after a purchase usually takes 5–7 business days, depending on the lender.